Cardiff residents reveal how much they’re planning to spend this Christmas

Beautifully set Christmas table with decorations, food, and drinks under festive lights.
With Christmas just around the corner, a new HSBC survey has provided insights into how Cardiff residents plan to celebrate the festive season. The survey, which polled over 2,000 UK adults—including respondents from Cardiff—highlights travel preferences, spending habits, and the rising trend of gifting experiences to loved ones.

This year, 20% of Cardiff residents are planning to travel during the Christmas and New Year period, with America emerging as the top destination for 22% of those heading abroad.

Cardiff residents are some of the most organised when it comes to travel, booking their trips an average of four months in advance. This forward planning reflects a strong desire to ensure smooth and enjoyable holidays during the busy festive period.

Festive Spending: Prioritising Travel

HSBC’s survey reveals Cardiff residents are prepared to spend generously this season, allocating an average of £1,396 to seasonal travel. Additionally, they plan to spend £1,226 specifically on Christmas-related travel.

For other festive costs, including gifts, decorations, and Christmas dinner, Cardiff residents anticipate spending £730 on average, showing a balanced approach to holiday budgeting.

Experiences as the Ultimate Gift

A growing number of Cardiff residents are shifting towards gifting experiences over material items. According to the survey, 26% are interested in giving a trip or experience this Christmas. Many cite a desire to create lasting memories, with 43% expressing that building connections with loved ones and offering unique, unexpected presents are top priorities.

Festive Trends in Cardiff

The HSBC survey highlights how Cardiff residents are embracing travel and thoughtful spending as central themes for this year’s Christmas celebrations. Whether jetting off or surprising loved ones with an unforgettable experience, the emphasis is firmly on creating cherished moments.